Privacy Policy

Last updated: October 21, 2025

For privacy compliance purposes, references in this Privacy Policy to “obamacare2025” refer to ACA Helpline LLC, the legal entity that owns and operates this website.

This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the Service and explains your privacy rights and how the law protects you.

We use your Personal Data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial letters capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

Collecting and Using Your Personal Data

Personal Data

While using our Service, we may ask you to provide personally identifiable information, such as:

Usage Data

Usage Data is collected automatically and may include your IP address, browser type, operating system, pages visited, and other diagnostic data.

Tracking Technologies and Cookies

We use cookies and similar technologies to track activity and improve our Service. You may disable cookies in your browser settings, but some features may not function properly.

Use of Your Personal Data

We may use your Personal Data to:

Retention and Transfer of Data

We retain Personal Data only as long as necessary for business or legal purposes. Your information may be transferred to servers outside your jurisdiction with appropriate protections.

Delete Your Personal Data

You may request deletion of your Personal Data by contacting us. Certain information may be retained to comply with legal obligations.

Disclosure of Data

We may disclose your data:

Security

We use commercially reasonable security measures but cannot guarantee absolute protection.

Children’s Privacy

Our Service is not intended for children under 13. We do not knowingly collect children’s data.

Links to Other Websites

We are not responsible for the privacy practices of external websites linked from our Service.

SMS Policy

We do not share your opt-in SMS consent with third parties except for vendors assisting in message delivery such as carriers.

Changes to this Policy

We may update this policy periodically. Any changes will be posted on this page with a new “Last updated” date.

Contact Us

If you have questions about this Privacy Policy, contact us: